Proven PCS Templates

PCS has over 120 digital and offline templates targeted to different delinquency stages. Each generates high response, because - unlike conventional collections messaging - it delivers good news: a powerful offer to help resolve debt.

PCS deploys sophisticated data science

  • Proprietary targeting models deliver the optimal template to each delinquency segment.

  • Continual “A/B” testing proves PCS effectiveness vs. control groups receiving legacy messaging.

  • PCS compensation is performance-based. Our profit is contingent upon achieving your goal.

Extraordinary Results

Auto Lender

Reduced collection costs by 80% for one of the nation’s largest producers of car loans.

 

Cellphone Network

Collected an average of $237 from cancelled users no longer contactable by phone.

 
 

Medical Provider

Settled thousands of written-off accounts at an average payment of $462

Top 5 Credit Card Issuer

1.1 million higher-risk cardholders, representing $6.8 billion in receivables, were treated with PCS templates, vs. control groups receiving traditional collection calls. The PCS method:

  • Made contact with almost 4 times as many cardholders

  • Generated $153 million in incremental revenue

  • Cut credit losses by 30.1%.